Financial Entities Regulated DISB regulates the following financial entities and activities: Financial Entity Activities Regulated Check Cashers Persons and companies doing check cashing and deferred deposit activities in the District. Commercial Banks District of Columbia chartered banks (DISB shares regulatory oversight with the FDIC for state chartered banks that are not members of the Federal Reserve System). Consumer Sales Finance Companies Persons and companies selling consumer goods or automobiles through retail credit installment contracts. Consumer Credit Service Organizations Consumer credit service organizations operating in the District. Credit Unions Credit unions operating in the District. Money Lenders Persons and companies making unsecured loans under $25,000 in the District. Money Transmitters Persons and companies selling or issuing payment instruments (e.g. money orders) or engaging in the business of receiving money for transmission or transmitting money within the US or to any location abroad by any and all means, including but not limited to payment instrument, wire, facsimile, or electronic transfer. Mortgage Lenders and/or Brokers Persons and companies which do mortgage lending and/or brokering on residential properties located in the District. Savings and Loan Associations Mergers and consolidations of savings and loan associations. Trust Companies Corporations engaged in trust business in the District.